BuilderFinancial is uniquely positioned to offer creative financing solutions for time sensitive residential real estate transactions where funding may not be available through traditional lenders.

While most banks largely ignore this market, BuilderFinancial's revolutionary approach provides small and medium size builders banking experience and sound advice to help them successfully finance their projects.

BuilderFinancial Corp.
1401 East Broward Blvd., Suite 103
Ft. Lauderdale, FL 33301
Phone 954-848-6200
Fax 954-764-7228

Currently Serving Florida, Georgia,
North Carolina, South Carolina,
Maryland and Virginia

BuilderFinancial Corp. provides mezzanine financing to real estate developers and builders who require additional equity to secure construction loans from banks or other institutional lenders.

If you are missing a portion of the equity required by your construction lender, or you are seeking money that is less expensive than equity, we can provide a mezzanine loan secured by a subordinate mortgage or deed of trust against the property.

BuilderFinancial bridges the "gap" between the builder's equity requirement and the amounts available from a commercial bank. BuilderFinancial works with builders to obtain construction loans from senior lenders for acquisition, development and construction. BuilderFinancial helps complete the project’s total capitalization by lending up to 75% of the equity needed to fund the project. The senior lender is in a first lien position, BuilderFinancial’s mezzanine loan is in a second lien position, and the developer’s equity is in the third position. These combined funds complete the required capital structure for the proposed development. BuilderFinancial focuses on residential "for sale" homebuilding projects or the sale of finished building lots to homebuilders.

We will often lend up to 75% of the required equity, typically behind first mortgages of 65% to 70% loan-to-value. $1/2 million - $5 million+ per property is available for residential construction or land development projects. We prefer a 1-3 year investment period.